Get in Touch With Us
Londonderry
2 Columba Terrace Waterside Derry/Londonderry BT47 6JT
028 7131 1103
Antrim
79 Church Street
Antrim BT41 4BE
028 9433 4210
Ballyclare
11 The Square
Ballyclare BT39 9BB
028 9343 8092
Ask Us Anything
We offer mortgage and protection advice from three locations, with experienced advisers supported by a dedicated admin and case management team to keep everything moving smoothly. You can meet us in person, or choose a phone or online appointment—whatever suits you. Select your preferred location below to call, email, or book via Calendly, and if you’re not sure which to choose, just get in touch and we’ll point you in the right direction.
You can Ask
Frequently Asked Questions
Can I get a mortgage if I'm over 60?Yes! There are several later-life lending options. Speak to us, and we’ll advise you on the criteria and if you qualify.
Consider these factors:
- Why you’re moving
- How long you plan to stay
- Monthly repayment affordability
- Borrowing amount
- Retirement plans
- Expected financial changes
Having bad credit does not mean you cannot get a mortgage. It could vary depending on your credit rating – as there can be a fine line between ‘fair’ and ‘bad’ credit scores. Some lenders offer mortgages designed for people with bad credit. But these can include higher interest rates and fees.
A fixed rate mortgage has an interest rate that stays the same throughout the deal, regardless of market changes.
A variable rate mortgage has an interest rate that can change over time, based on an underlying banking interest rate.
How long does an agreement in principle last?
An Agreement in Principle typically lasts for 30-90 days. However, this time frame is up to the Lender. If your Agreement in Principle expires, fear not; you can renew it by getting back in touch with your Mortgage Advisor.