smart-mortgages

tasks@smart-mortgages.co.uk

2 Columba Terrace, Londonderry BT47 6JT

Mortgage Broker in Limavady
You Can Rely On

Smart Mortgages is delighted to announce the opening of our new office in Limavady, further strengthening our commitment to providing expert mortgage and protection advice across the North West.

The new office will be led by Mortgage Adviser Joel McIntyre, who has quickly established himself as a trusted adviser known for delivering exceptional customer service and helping clients navigate every stage of the mortgage journey.

The expansion into Limavady reflects the continued growth of Smart Mortgages and our commitment to making professional mortgage advice more accessible to local communities. Whether you’re buying your first home, moving house, remortgaging, investing in property, or looking to protect your family and finances, Joel is on hand to provide tailored advice and support.

At Smart Mortgages, we pride ourselves on helping clients with both straightforward and complex mortgage requirements. We work with a wide range of lenders and can assist first-time buyers, home movers, self-employed applicants, buy-to-let investors, and those with unique income structures.

In addition to mortgage advice, we also offer guidance on life insurance, critical illness cover and income protection, helping clients protect what matters most.

The opening of our Limavady office marks another exciting milestone for Smart Mortgages as we continue to grow our presence across Northern Ireland and Scotland. With offices in Derry, Antrim, Ballyclare, Dundee and now Limavady, our team remains focused on delivering award-winning advice and outstanding customer service.

If you’re looking for mortgage or protection advice in Limavady, contact Joel and the Smart Mortgages team today to see how we can help.

Smart Mortgages

Why Choose Smart Mortgages?

✔ Independent mortgage broker covering all of Northern Ireland & Scotland
✔ Specialists in self-employed & complex mortgages
✔ Access to high street banks & specialist lenders
✔ Clear, honest advice — no jargon
✔ Fast decisions & digital-first process

We don’t believe in “computer says no”. We believe in expert advice, lender knowledge and real solutions.

Mortgage Advice for Every Situation

First Time Buyers

Worried about complex terms and high deposits? We simplify the process by finding affordable, accessible mortgage solutions

Moving Home

Stressed about timing and securing a new mortgage? We streamline your move and help you land the best deal

Remortgaging

Concerned about rising rates or your monthly budget? We help you remortgage smartly and save money on payments

Buy to Let

Confused by lender criteria or rental returns? Our tailored buy-to-let mortgages ease the way to profitable investments

Self Build

Overwhelmed by funding a custom project? Our self-build experts secure the right financing to realise your vision

Local Experts. NI Mortgage Specialists.

Northern Ireland lending rules are different. Lenders treat income, deposits and affordability differently here — and that’s where expert advice matters.

NI property values & lending limits

Local lenders’ criteria

How to structure applications properly

Testimonial

Clients Feedback

Your home may be repossessed if you do not keep up repayments on your mortgage.

There will be no fee for Mortgage Advice. There may be a fee for arranging a mortgage. The precise amount will depend upon your circumstances, but we estimate it to be between £250 for a standard mortgage and £1500 for a complex mortgage.

2024 SMART MORTGAGES LIMITED  Registered in Ireland No. NI642513.

Smart Mortgages Ltd, 2 Columba Terrace, Londonderry, BT47 6JT is authorised and regulated by the Financial Conduct Authority reference 912358 at www.fca.org.uk.

If you have a complaint or dispute with us, you are entitled to make a complaint. We have a complaints procedure that is available upon request. If you wish to register a complaint, please contact us either in writing, by telephone or email.

The Financial Ombudsman Service is an agency for arbitrating on unresolved complaints between regulated firms and their clients. More detail can be found on their website: www.financial-ombudsman.org.uk

Enquire To See If We Can Help Today (no obligation).

Booking Page Form