Mortgage Broker in Dundee
You Can Rely On
Smart Mortgages is proud to announce the launch of our first Scottish office, located in Dundee. This exciting expansion marks a significant milestone in our growth journey and allows us to bring our award-winning mortgage and protection advice to clients across Dundee, Angus, Fife, Perthshire and the wider Scottish market.
Our Dundee office is led by an experienced team of mortgage professionals including Julie Mitchell, Sammi Carswell, Karolina Wrobel and Eve Smith, who are passionate about helping clients achieve their homeownership goals. Together, they bring extensive industry knowledge, exceptional customer service and a commitment to delivering the highest standards of advice.
A key strength of our Dundee office is our ability to support a diverse range of clients. Karolina Wrobel speaks fluent Polish, enabling us to provide expert mortgage and protection advice to Scotland’s Polish community in their preferred language, helping to make the mortgage process clearer and more accessible.
Whether you’re a first-time buyer, moving home, remortgaging, investing in buy-to-let property, or are self-employed with complex income arrangements, our Dundee team is here to guide you through every stage of the process. We have access to a comprehensive range of mortgage lenders and can assist with both straightforward and specialist mortgage requirements.
Alongside mortgage advice, we also provide guidance on life insurance, critical illness cover and income protection, helping clients protect their homes, families and financial futures.
The launch of our Dundee office reflects Smart Mortgages’ continued growth and ambition to become one of the leading mortgage brokerages across the UK. With established offices throughout Northern Ireland and a growing presence in Scotland, we remain focused on delivering expert advice, outstanding customer service and mortgage solutions tailored to our clients’ needs.
If you’re looking for trusted mortgage or protection advice in Dundee or anywhere across Scotland, Julie, Sammi, Karolina and the Smart Mortgages team are ready to help.
Smart Mortgages
Why Choose Smart Mortgages?
Independent mortgage broker covering all of Northern Ireland & Scotland Specialists in self-employed & complex mortgages Access to high street banks & specialist lenders Clear, honest advice — no jargon Fast decisions & digital-first process
We don’t believe in “computer says no”. We believe in expert advice, lender knowledge and real solutions.
Mortgage Advice for Every Situation
First Time Buyers
Moving Home
Remortgaging
Buy to Let
Self Build
Local Experts. NI Mortgage Specialists.
Northern Ireland lending rules are different. Lenders treat income, deposits and affordability differently here — and that’s where expert advice matters.
NI property values & lending limits
Local lenders’ criteria
How to structure applications properly
Testimonial
Clients Feedback
Your home may be repossessed if you do not keep up repayments on your mortgage.
There will be no fee for Mortgage Advice. There may be a fee for arranging a mortgage. The precise amount will depend upon your circumstances, but we estimate it to be between £250 for a standard mortgage and £1500 for a complex mortgage.
2024 SMART MORTGAGES LIMITED Registered in Ireland No. NI642513.
Smart Mortgages Ltd, 2 Columba Terrace, Londonderry, BT47 6JT is authorised and regulated by the Financial Conduct Authority reference 912358 at www.fca.org.uk.
If you have a complaint or dispute with us, you are entitled to make a complaint. We have a complaints procedure that is available upon request. If you wish to register a complaint, please contact us either in writing, by telephone or email.
The Financial Ombudsman Service is an agency for arbitrating on unresolved complaints between regulated firms and their clients. More detail can be found on their website: www.financial-ombudsman.org.uk