Smart Mortgages is proud to support homebuyers, homeowners and property investors across Ballyclare, Newtownabbey, Carrickfergus and the wider County Antrim area through our Ballyclare office, led by experienced Mortgage Adviser Cheryl McMaster.
With a strong reputation for delivering outstanding customer service and expert mortgage advice, Cheryl is dedicated to helping clients achieve their property goals with confidence. Whether you’re taking your first step onto the property ladder, moving to your next home, remortgaging, investing in buy-to-let property or seeking advice on protecting your family’s future, Cheryl provides tailored guidance every step of the way.
As part of the award-winning Smart Mortgages team, Cheryl has access to a comprehensive range of mortgage lenders and products, enabling her to assist clients with both straightforward and complex mortgage requirements. We regularly help first-time buyers, self-employed applicants, company directors, home movers, landlords and those with unique income circumstances secure suitable mortgage solutions.
Our Ballyclare office also provides expert protection advice, including life insurance, critical illness cover and income protection, helping clients safeguard their homes, families and financial wellbeing.
At Smart Mortgages, we believe that mortgage advice should be personal, professional and focused on achieving the best possible outcome for every client. With offices across Northern Ireland and Scotland, our growing team combines local knowledge with industry-leading expertise and a commitment to exceptional customer service.
If you’re looking for trusted mortgage or protection advice in Ballyclare, Cheryl McMaster and the Smart Mortgages team are here to help.
Independent mortgage broker covering all of Northern Ireland & Scotland
Specialists in self-employed & complex mortgages
Access to high street banks & specialist lenders
Clear, honest advice — no jargon
Fast decisions & digital-first process
We don’t believe in “computer says no”. We believe in expert advice, lender knowledge and real solutions.
Northern Ireland lending rules are different. Lenders treat income, deposits and affordability differently here — and that’s where expert advice matters.
Your home may be repossessed if you do not keep up repayments on your mortgage.
There will be no fee for Mortgage Advice. There may be a fee for arranging a mortgage. The precise amount will depend upon your circumstances, but we estimate it to be between £250 for a standard mortgage and £1500 for a complex mortgage.
2024 SMART MORTGAGES LIMITED Registered in Ireland No. NI642513.
Smart Mortgages Ltd, 2 Columba Terrace, Londonderry, BT47 6JT is authorised and regulated by the Financial Conduct Authority reference 912358 at www.fca.org.uk.
If you have a complaint or dispute with us, you are entitled to make a complaint. We have a complaints procedure that is available upon request. If you wish to register a complaint, please contact us either in writing, by telephone or email.
The Financial Ombudsman Service is an agency for arbitrating on unresolved complaints between regulated firms and their clients. More detail can be found on their website: www.financial-ombudsman.org.uk