smart-mortgages

tasks@smart-mortgages.co.uk

2 Columba Terrace, Londonderry BT47 6JT

Mortgage Broker in Antrim
You Can Rely On

Smart Mortgages is proud to serve clients across Antrim and the surrounding areas through our dedicated local office, led by experienced Mortgage Advisers Tennielle McIlroy and Ryan McIlroy.

Our Antrim team is committed to providing clear, professional mortgage and protection advice tailored to each client’s individual circumstances. Whether you’re purchasing your first home, moving house, remortgaging, investing in buy-to-let property or seeking protection for your family, Tennielle and Ryan are here to guide you every step of the way.

Since joining Smart Mortgages, Tennielle has built a reputation for exceptional customer service and a genuine passion for helping clients achieve their property goals. Together with Ryan, the team provides a personal and approachable service while benefiting from the expertise, lender access and support of one of Northern Ireland’s leading mortgage brokerages.

At Smart Mortgages, we specialise in both straightforward and complex mortgage cases. We regularly assist first-time buyers, home movers, self-employed applicants, company directors, buy-to-let investors and clients with unique income arrangements. Our advisers have access to a comprehensive range of mortgage lenders, helping us find solutions tailored to our clients’ needs.

In addition to mortgage advice, our Antrim office also provides expert guidance on life insurance, critical illness cover and income protection, ensuring clients have the right protection in place for themselves and their families.

As part of the growing Smart Mortgages network, the Antrim office combines local knowledge with the resources and experience of an award-winning brokerage. With offices across Northern Ireland and Scotland, our mission remains simple – to provide outstanding advice, exceptional customer service and mortgage solutions that help our clients achieve their goals.

If you’re looking for expert mortgage or protection advice in Antrim, Tennielle, Ryan and the Smart Mortgages team are ready to help.

Smart Mortgages

Why Choose Smart Mortgages?

✔ Independent mortgage broker covering all of Northern Ireland & Scotland
✔ Specialists in self-employed & complex mortgages
✔ Access to high street banks & specialist lenders
✔ Clear, honest advice — no jargon
✔ Fast decisions & digital-first process

We don’t believe in “computer says no”. We believe in expert advice, lender knowledge and real solutions.

Mortgage Advice for Every Situation

First Time Buyers

Worried about complex terms and high deposits? We simplify the process by finding affordable, accessible mortgage solutions

Moving Home

Stressed about timing and securing a new mortgage? We streamline your move and help you land the best deal

Remortgaging

Concerned about rising rates or your monthly budget? We help you remortgage smartly and save money on payments

Buy to Let

Confused by lender criteria or rental returns? Our tailored buy-to-let mortgages ease the way to profitable investments

Self Build

Overwhelmed by funding a custom project? Our self-build experts secure the right financing to realise your vision

Local Experts. NI Mortgage Specialists.

Northern Ireland lending rules are different. Lenders treat income, deposits and affordability differently here — and that’s where expert advice matters.

NI property values & lending limits

Local lenders’ criteria

How to structure applications properly

Testimonial

Clients Feedback

Your home may be repossessed if you do not keep up repayments on your mortgage.

There will be no fee for Mortgage Advice. There may be a fee for arranging a mortgage. The precise amount will depend upon your circumstances, but we estimate it to be between £250 for a standard mortgage and £1500 for a complex mortgage.

2024 SMART MORTGAGES LIMITED  Registered in Ireland No. NI642513.

Smart Mortgages Ltd, 2 Columba Terrace, Londonderry, BT47 6JT is authorised and regulated by the Financial Conduct Authority reference 912358 at www.fca.org.uk.

If you have a complaint or dispute with us, you are entitled to make a complaint. We have a complaints procedure that is available upon request. If you wish to register a complaint, please contact us either in writing, by telephone or email.

The Financial Ombudsman Service is an agency for arbitrating on unresolved complaints between regulated firms and their clients. More detail can be found on their website: www.financial-ombudsman.org.uk

Enquire To See If We Can Help Today (no obligation).

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