PROFESSIONAL PARTNERS
A dependable home for the clients you refer. Smart Mortgages gives partners a clear referral route, a named contact and specialist support across residential, buy-to-let, commercial, protection and complex mortgages.
Discuss a partnership → OUR SERVICE PROMISE Named adviser and case manager Fast initial response Updates with client consent Secure document process Support through to completion Estate agents Fast affordability conversations, Agreements in Principle and proactive support that helps protect the sales pipeline.
Named adviser and backup contact Prompt first contact with referred buyers Progress updates with client consent First-time buyer and complex-case support Start a conversation → Accountants Specialist advice for company directors, retained profit, sole traders, partnerships and business protection.
Income assessed beyond salary and dividends One-year accounts and recent-growth reviews Commercial and property-investment finance Clear boundaries around tax advice Start a conversation → Solicitors Responsive mortgage and property-finance support for purchases, remortgages, bridging and unusual ownership structures.
Time-sensitive transaction triage Named case manager after application Bridging and specialist property routes Clear communication through completion Start a conversation → Property professionals Buy-to-let, SPVs, HMOs, multi-unit property, bridging and commercial funding.
Specialist adviser routing Portfolio and rental-coverage assessment Personal and limited-company borrowing Complex property support Start a conversation → Financial advisers Mortgage and protection expertise that complements the client relationship you already manage.
Defined referral scope No loss of client ownership Progress communication by agreement Complex and high-value lending Start a conversation → Employers & HR Mortgage education, individual advice appointments and financial-wellbeing support for employees.
First-time buyer sessions Mortgage-market updates Private employee appointments Support for varied income structures Start a conversation → THE REFERRAL JOURNEY
Simple for the partner. Personal for the client. 01 Send a secure introduction02 We confirm the right adviser03 The adviser contacts the client04 Progress updates follow consent05 Case manager supports completion
CLEAR RESPONSIBILITIES
Your relationship stays respected. We only use client information for the agreed purpose, explain fees and regulatory scope clearly, and do not share personal information without a lawful basis. Any commercial arrangement is documented separately and must support good customer outcomes.
