SMART MORTGAGES INSIGHTS
The mortgage world,
made clearer.
Market updates, lender changes and practical guidance from advisers who work with real mortgage cases every day.
Mortgage market update: what buyers should watch
Rates matter, but lender criteria, affordability and preparation can be just as important. Here is how to read the market without getting lost in the headlines.
When should you review your fixed-rate mortgage?
Starting early gives you time to compare staying with your lender against moving elsewhere without making a rushed decision.
How lenders assess company-director income
Salary and dividends are only part of the picture. Some lenders can consider net profit, retained profit and the wider strength of the business.
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Articles are written or attributed to a named member of the Smart Mortgages team, reviewed before publication and updated when guidance or market conditions materially change.